Posts tagged Unlocking Benefits for Independent Workers Act
Commentary: The Labor Department Just Freed Contractors—Again. Congress Still Needs To Act.
April 6, 2026 // Fortunately, at the state level, more durable change is happening. Rather than trying to reclassify workers as employees, numerous states have begun experimenting with what's known as a portable benefits model. Under this framework, independent contractors in the gig economy are given access to SEP IRA–style accounts in which both they and gig companies can contribute. The funds from these accounts follow the contractors from job to job, rather than being tied to a single company, and they can be used for benefits like health insurance, retirement funds, or paid time off.
States Lead the Way on Portable Benefits and Flexible Work
March 24, 2026 // The momentum behind portable benefits reflects the strength of a growing network of organizations and leaders committed to modernizing workforce policy. Americans for Prosperity has worked in conjunction with a diverse range of state and national organizations including the Mercatus Center, Libertas Institute, Institute for the American Worker, Independent Women, R Street Institute, and more from state to state. With research, data, examples of those who would benefit, and a dose of optimism, the educational outreach to highlight how beneficial these reforms are to American families has created a surge of interest among state lawmakers who increasingly understand this golden opportunity to help their residents thrive in today’s economy including shifts due to the rise of AI and other technology.
Testimony by Rachel Greszler on the Positive Impact of Seniors in Today’s Economy
December 11, 2025 // Demographic Shifts Mean That Older Americans Are Increasingly Vital Contributors to the American Economy The combination of declining fertility rates, the aging of the baby boomer population, and increased life expectancies means that older Americans are a rapidly growing share of the population. Beginning in 2034, there will be more seniors than children in America for the first time in U.S. history
Testimony: Rachel Greszler: Labor Law Reform Part 1: Diagnosing the Issues, Exploring Current Proposals
October 10, 2025 // SummaryToday’s challenges—from the rise of artificial intelligence to the expansion of independent work and the growing demand for flexibility, autonomy, and new skills—necessitate modernized labor laws that are pro-worker and pro-employer, regardless of the type of workplace. Heavy-handed government interventions and attempts to bring back the 1950s’ ways of work are not the answers. American labor laws should preserve the freedom, dignity, and opportunity that make American work exceptional.
Commentary: From job lock to job choice: Congress rethinks worker power
September 12, 2025 // On the Hill, Senate HELP Committee Chair Sen. Bill Cassidy’s (R-La.) new Unlocking Benefits for Independent Workers Act is gaining bipartisan attention, and similar efforts are moving forward in the House. Many Democrats and Republicans agree that it’s time to remove what are essentially old legal loopholes that deny access to affordable benefits to millions of self-employed Americans. But there’s something more to the idea: Portable benefits could help all workers to better leverage their own economic power.
The Importance of Protecting Portable Benefits
August 19, 2025 // The modern gig economy employs about 75 million workers. The provision of benefits is, of course, a positive for these freelance workers – so if businesses wish to provide them, they should be able to do so without fear of misclassification lawsuits. In short, Congress should consider these bills as a positive for both the millions of gig workers and the businesses that wish to provide them competitive benefits packages.
Hearing | Freedom to Work: Unlocking Benefits for Independent Workers
July 17, 2025 // Patrice Onwuka, director of Independent Women’s Center for Economic Opportunity, will testify before the Senate Committee on Health, Education, Labor and Pensions (HELP). In a hearing titled “Freedom to Work: Unlocking Benefits for Independent Workers,” Onwuka will discuss portable benefits and supporting America’s independent contractor and freelance workforce.
Federal and State Leaders Take Aim at Empowering America’s Flexible Workforce
July 16, 2025 // However, while federal leaders build support for national reforms to help workers all across America, states are not sitting idle. They know that not only do self-employed workers support greater access to portable benefits, but their residents in general think this warrants policy reforms as well. Instead, many are forging ahead with legal pathways for flexible, portable benefits, maximizing what they can do at the state level in ways that will be further enhanced by federal reforms when they occur. Many states introduced legislation this year to legalize voluntary benefits, but several pioneering states now have laws enacted.
Legislation helping independent workers access portable benefits introduced
July 10, 2025 // Currently, while 80 percent of independent workers would like access to workplace benefits, decades old federal labor and employment law prevent them from doing so. The legislative package is supported by independent worker organizations like Flex Association, the Institute for the American Worker and the National Retail Federation, to name a few. “The Unlocking Benefits for Independent Workers Act is an important step toward addressing some of the federal legal hurdles that complicate efforts to connect independent contractors with portable benefits while ensuring that the millions of Americans who choose to earn on their own terms can continue doing so without risking the independence and flexibility they value. Flex looks forward to working with Senator Cassidy and other forward-thinking policymakers as there is additional work to be done on this issue at the state and federal levels,” Kristin Sharp, CEO of Flex Association.
Republican senators unveil “portable benefits” bill for gig workers
July 7, 2025 // Sen. Bill Cassidy (R-L.A.) unveiled a bill on Monday that would make it easier for companies to offer benefits to gig workers without making them full-fledged employees. Why it matters: As more Americans turn to gig work and self-employment, there's a growing push to get them access to things like paid sick leave, health insurance and retirement benefits. Zoom in: Called the Unlocking Benefits for Independent Workers Act, the bill is part of legislative package from Cassidy, along with Sen. Tim Scott (R-S.C.) and Sen. Rand Paul (R-Ky.). Both also plan on unveiling related bills Monday.